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2855 Stout Rd, Romulus, NY, 14521

3beds
2baths
1,792sqft
$440,000
$246price/sqft
$3,341/moest. monthly cost
$133,640/yrincome needed

About This Home

Brand new amazing build, be the first to live life in this home. A private drive out to a home makes for a setting unlike others, pull up to your getaway with attached two car garage, 3 bedrooms, 2 full baths and a flex space in the loft area. Home has a cabin like feel with natural finishes and torched engineered wood floors. The kitchen has a center island with storage for you to create amazing meals. Walk out your front door and over to your own private pond where you can watch the wildlife and enjoy the peace and quite. Home is located 3 miles from Cayuga Lakes Deans Cove where you can enjoy a small part of one of the beautiful New York State Parks located within the Finger Lakes Region. Taxes TBD Tax rate for County is 9.986636, Town tax rate is 2.750696 and School tax rate is 21.020968

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
8/10
South Seneca High SchoolGrades 6-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Aluminum Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Den,Kitchen/Family Room Combo,Bedroom on Main Level,Loft,Bath in Primary Bedroom,Main Level Primary
  • Flooring: Other,See Remarks

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Property

Details

  • Parcel number: 14147.22
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway
  • Waterfront features: Pond

Lot

  • Lot size: 3.36 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 200 x 1200

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$128$1,536
Property Taxes $693$8,316
Electricity $296$3,553
Total$3,341$40,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,548/yr
40% on housing$100,230/yr
45% on housing$89,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 14521$110
Seneca County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 14521$203
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$395,000
2026-05-14Listed for sale$440,000

For Sale by Agent

AgentBecky James
BrokerageWarren Real Estate-Corning

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