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97 Prairie View Ave, Underwood, ND, 58576

1beds
1baths
0sqft
$339,000
--price/sqft
$2,717/moest. monthly cost
$108,680/yrincome needed

About This Home

Set on just over an acre in Underwood, ND this unique property offers an opportunity that is hard to find between Bismarck and Minot. The true value here is the impressive 4,000 square foot heated shop built for versatility, storage, hobbies, business use, or future living space potential. Equipped with in-floor heat, electrical and plumbing already in place, and a designated future bathroom area, the groundwork has already been started for the next owner's vision. The upper level has the beginning stages of a future living quarter, or with the massive footprint, there is plenty of room to create comfortable main-level living space while still maintaining extensive shop and storage capacity. Whether you need room for equipment, recreational vehicles, a workshop, business operations, or future customization, this property offers flexibility that is increasingly difficult to find. The existing home on the property is being sold 'as is.' While currently livable, the primary focus and value of this property is the shop, land, utilities, and future potential. With easy access to both Bismarck and Minot, this is an ideal setup for contractors, hobbyists, small business owners, or buyers looking for space to build something tailored to their needs. This property sits in a great location as you enter Underwood from the East and the North! Call your REALTOR today to see this home.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
9/10
Underwood High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle,Metal
  • Construction materials: Masonite,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main

Features

  • Ceiling Fan(s),Main Floor Bedroom
  • Window features: Window Treatments
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Radiant Floor,See Remarks,Baseboard,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 080803021 00038

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: None

Lot

  • Lot size: 1.07 Acres
  • Features: Corner Lot
  • Lot size dimensions: Check Documents

Parking

  • Total spaces: 12
  • Parking features: Garage Door Opener,Heated Garage,Insulated,Lighted,Water,Workshop in Garage,See Remarks,Storage,Garage Faces Front,Floor Drain,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 12
  • Covered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather
Inland Flooding
Tornado
Lightning
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance $662$7,944
Property Taxes $200$2,400
Electricity $141$1,698
Total$2,717$32,604

Income You'd Need if You Spent...

35% on housing$93,154/yr
40% on housing$81,510/yr
45% on housing$72,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 58576$65
McLean County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 58576
McLean County$54

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$339,000

For Sale by Agent

AgentBRENDA FOSTER
BrokerageCapital Real Estate Partners

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