




4000 Paramont Commons Blvd, Prospect, KY, 40059
About This Home
New construction in The Reserve at Paramont is set on a 1.1-acre lot in desirable Oldham County. The first and second floors offer over 4,300 square feet of finished living space, with the potential to exceed 6,000 square feet if the unfinished basement is completed. An oversized four-car garage (25 feet deep) offers two separate two-car doors, providing ample space for vehicles, storage, or a workshop. A covered front porch welcomes you into the main level, featuring a spacious great room that opens to a well-designed kitchen with a coffee bar and large walk-in pantry. The adjoining dining area is filled with natural light and offers access to a rear covered porch. The primary suite provides a private retreat with an en suite bath featuring radiant-heated tile flooring and a walk-in closet. One of two laundry rooms, a half bath, and a mudroom entry from the garage complete the main level. Upstairs, you'll find four bedrooms plus a large bonus room with two closets, offering flexibility for a potential sixth bedroom, along with three full baths (two en suite) and a second laundry room. The entire property will include irrigation system coverage. Located within award-winning Oldham County schools and offering access to Paramont's clubhouse, indoor pool, fitness center, playground, and swimming quarry, this home offers generous space, flexibility, and access to neighborhood amenities in a sought-after setting.
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Cement Siding,Wood Frame,Brick Veneer,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Den
- Level: Second
Dining Room
- Level: First
Features
- Open Floorplan
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,300
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 4,300
- Total interior livable area: 4,300 sqft
Kitchen
- Level: First
Laundry
- Level: First
Laundry
- Level: Second
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 0513P0119
Features
- Stories: 2
- Pool features: Association
- Patio & porch: Patio,Porch
- Fencing: None
Lot
- Lot size: 1.11 Acres
- Features: Sidewalk
Parking
- Total spaces: 4
- Parking features: Attached,Entry Side
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,074 | $84,888 |
| Home Insurance * | $551 | $6,612 |
| Property Taxes | $1,072 | $12,864 |
| Electricity | $339 | $4,074 |
| Total | $9,036 | $108,432 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $1,375,000 |
| 2026-07-06 | Price change | $1,399,000 |
| 2026-05-14 | Listed for sale | $1,420,000 |
