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1020 Croaker Court, New Bern, NC, 28562

4beds
3baths
2,618sqft
$410,000
$157price/sqft
$2,699/moest. monthly cost
$107,960/yrincome needed

About This Home

''Palomar'' floor plan is under construction on a cul-de-sac lot in the Atlas Valley Phase of Bluewater Rise. $10,000 buyers closing cost incentive w/ use of preferred attorney! This impressive floor plan features a two-story foyer entry, large family room, formal dining room, and open kitchen area w/ breakfast nook and keeping room w/ gas log fireplace. Granite counter tops & covered back porch. Quick commute to Cherry Point MCAS and Downtown New Bern.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Creekside ElementaryGrades K-51.7 mi
9/10
Grover C Fields MiddleGrades 6-87.0 mi
3/10
New Bern HighGrades 9-127.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Disposal,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),Entrance Foyer,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric,Zoned
  • Cooling features: Zoned,Heat Pump

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 2,618 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 71062 730
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Cluster Mailboxes
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.44 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 52 x 153 x 92 x 121 x 134

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,On Site,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$161$1,932
Property Taxes $222$2,664
Electricity $243$2,926
Total$2,699$32,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,537/yr
40% on housing$80,970/yr
45% on housing$71,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 28562$177
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28562$181
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$410,000

New Construction

AgentJEREMY SMITH
BrokerageKeller Williams Realty

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