623 North St #2, Ripley, OH, 45167
About This Home
Located in the growing Ohio Rivertown of Ripley, rich with history, this charming home offers an exceptional opportunity for full-time living, a relaxing weekend retreat, or a high-potential short-term rental right along the river. Move-in ready and full of possibilities, this property features a full basement along with a comfortable covered back porch perfect for enjoying peaceful mornings, evening breezes, and the calming sounds of riverside living. Conveniently located with an easy drive from Cincinnati and Maysville, this property combines accessibility with the tranquility of riverside living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom1
- Features: Full
- Level: First
Bedroom2
- Level: First
- Area: 110
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedroom5
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 104
Family Room
- Area: 0
Features
- Window features: Wood Frames
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 842
- Total interior livable area: 842 sqft
Kitchen
- Features: Vinyl Floor,Wood Cabinets
- Area: 63
Living Room
- Features: Wall-to-Wall Carpet
- Area: 154
Master Bathroom
- Features: Shower
Master Bedroom
- Features: Bath Adjoins
- Level: First
- Area: 126
Office
- Area: 0
Property
Details
- Parcel number: 410791480000
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River
- Topography of land: Cleared
Lot
- Lot size: 10,201 sqft
- Features: Less than .5 Acre
- Lot size dimensions: 60 x 170
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $945 | $11,340 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $127 | $1,524 |
| Electricity | $193 | $2,320 |
| Total | $1,550 | $18,600 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $186,900 |
| 2026-05-13 | Listed for sale | $239,900 |
View on Zillow