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420-424 E 18Th St #2, Paterson, NJ, 07524

4beds
4baths
2,352sqft
$850,000
$361price/sqft
$6,653/moest. monthly cost
$266,120/yrincome needed

About This Home

Extra large 2 family home on lot 37 x 101 with additional 25x 121 lot (lots 11&12) 1st and 2nd floor has living room, dinning room, 2 bedrooms and bath, finished attic and finished basement.

Getting Around

83
WalkingVery Walkable
41
TransitSome Transit
50
BikeBikeable

Schools

3/10
School 21Grades PK-80.1 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bedrooms,Dining Room,Kitchen,Living Room
  • Flooring: Tile,Vinyl-Linoleum Floors,Wood

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Property

Details

  • Parcel number: 2508028180000000110000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open Porch(es),Patio,Porch
  • Exterior features: See Remarks
  • Fencing: Metal Fence

Lot

  • Lot size: 3,920 sqft
  • Features: Level,Open Lot
  • Lot size dimensions: 37 x 101,25 x 121

Parking

  • Total spaces: 20
  • Parking features: 1 Car Width,2 Car Width,Additional Parking,Driveway-Exclusive
  • Uncovered spaces: 20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$496$5,952
Property Taxes $1,600$19,200
Electricity $259$3,111
Total$6,653$79,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,102/yr
40% on housing$199,590/yr
45% on housing$177,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 07524$300
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07524$376
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$850,000
2026-07-10Pending sale$850,000
2026-05-14Listed for sale$850,000

For Sale by Agent

AgentFaith Salviano
BrokeragePlatinum Real Estate Solutions

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