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17118 Walker Wylie Dr, Charlotte, NC, 28278

4beds
3baths
2,012sqft
$574,990
$286price/sqft
$3,609/moest. monthly cost
$144,360/yrincome needed

About This Home

What's Special: Covered Patio | North Facing Lot | Loft | Extra Garage Storage. New Construction - December Completion! Welcome to the Montreat at 17118 Walker Wylie Drive in The Coves on Lake Wylie! This thoughtfully designed two-story home features an open-concept layout with a spacious great room, kitchen with center island, and casual dining area that make everyday living and entertaining easy. A covered front porch and covered back patio extend the living space, while a half bathroom, extra storage, and a two-car garage add convenience. Upstairs, the private primary suite offers a walk-in closet and en-suite bathroom with added windows for natural light. Three secondary bedrooms, a full bathroom, a versatile loft, and an upstairs laundry room complete the home. Discover The Coves on Lake Wylie, a lakeside neighborhood within The Palisades in Charlotte, North Carolina. Residents enjoy Lake Wylie access with kayak, canoe, and paddle board storage, a community dock, and planned amenities including a resort-style pool, pickleball courts, trails, a play area, and dog park. Optional country club access, a Jack Nicklaus-designed golf course, and convenient access to shopping, dining, and recreation are nearby. Additional Highlights Include: window blinds, additional windows in primary bathroom and half bathroom, covered back patio, drop zone, and primary bathroom fiberglass shower pan with tile surround. Photos are for representative purposes only. MLS#4381488

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

9/10
2/10
Southwest Middle SchoolGrades 6-83.3 mi
6/10
Palisades High SchoolGrades 9-111.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder model: Montreat Premier
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Oven,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper
  • Area: 90
  • Dimensions: 9' 0" X 10' 0"

Bedroom S

  • Level: Upper
  • Area: 90
  • Dimensions: 9' 0" X 10' 0"

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main
  • Area: 112
  • Dimensions: 14' 0" X 8' 0"

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,012

Great Room

  • Level: Main
  • Area: 234
  • Dimensions: 13' 0" X 18' 0"

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 2,012
  • Total interior livable area: 2,012 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper
  • Area: 168
  • Dimensions: 14' 0" X 12' 0"

Primary Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13' 0" X 12' 0"

Property

Details

  • Parcel number: 21715382
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.11 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$172$2,064
Property Taxes $330$3,960
Electricity $200$2,405
Total$3,609$43,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,737/yr
40% on housing$108,270/yr
45% on housing$96,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$225
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$574,990

New Construction

AgentCindy Lisiecki
BrokerageTaylor Morrison of Carolinas Inc

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