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4230 Fords Mill Rd #4230, Versailles, KY, 40383

3beds
1baths
1,729sqft
$1,500,000
$868price/sqft
$9,241/moest. monthly cost
$369,640/yrincome needed

About This Home

Charming 19.98-Acre Farm with Home & Versatile Event Building perfectly situated right across the street from the beloved Glitz Restaurant. Discover the perfect blend of country living and business opportunity with this beautiful property! This inviting 1½-story farmhouse offers 3 bedrooms and 1 full bath, combining rustic charm with everyday comfort. Enjoy peaceful mornings on the porch, surrounded by open skies and rolling fields. A spacious, well-maintained structure on the property is ready for your vision — ideal for a church, wedding venue, event space, or small business. With plenty of parking and easy access, it's a rare find for entrepreneurs or community leaders. 8-Bent Barn with Endless Potential This barn is perfect for equestrian use, event space conversion, or a unique homestead project. Nearly 20 acres of open and usable land provide endless possibilities — from farming and gardening to recreational activities or expansion. Whether you're dreaming of a peaceful homestead, a thriving event venue, or both, this property offers space, flexibility, and charm to make it happen. 762 feet of road frontage. Call today to schedule your private tour and explore the possibilities!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10
Woodford County High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,729

Heating & Cooling

  • Heating features: Propane Tank Leased
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,729
  • Total interior livable area: 1,729 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 23000003101
  • Zoning: R-1A
  • Horse amenities: Barn,Paddocks,Pasture

Features

  • Levels: One and One Half
  • Fencing: Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Topography of land: Level, Cleared

Lot

  • Lot size: 19.98 Acres
  • Features: Cleared,Level
  • Lot size dimensions: See plat

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$666$7,992
Property Taxes $837$10,044
Electricity $154$1,850
Total$9,241$110,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,834/yr
40% on housing$277,230/yr
45% on housing$246,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$868This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$235
Woodford County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$1,500,000

For Sale by Agent

AgentKenneth E Watts
BrokerageWATTS REALTORS & AUCTIONEERS, INC.

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