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46 Fiddleneck Ct Lot 40, Selma, NC, 27576

3beds
2baths
1,618sqft
$299,706
$185price/sqft
$2,001/moest. monthly cost
$80,040/yrincome needed

About This Home

Welcome to the Belford plan, a stunning split ranch with 3 bedrooms, 2 bathrooms. All crafted with care by JSJ Builders in the new and charming Emily Gardens! Nestled in the heart of Pine Level, this brand-new community is just minutes from I-95 and the upcoming I-42 (Highway 70). Whether you're commuting to Raleigh or heading toward the coast, this location is ideal for easy travel in any direction! Plus, with the brand-new Eastfield Crossing community right around the corner, you'll have even more conveniences and amenities at your fingertips. Inside, this home truly shines! This plan boasts a beautiful kitchen with sleek granite countertops, attached dining area and a spacious living room - perfect for entertaining or relaxing, complete with LVP floors. The owner's suite is a peaceful retreat, with an ensuite bathroom, dual vanity and walk in closet. A convenient laundry room sits just off the garage entrance, and two additional bedrooms with walk-in closets and a full bath. More than just beautiful homes, Knolls at Emily Gardens offers incredible community amenities including pickleball courts, a playground, covered pavilion, fire pit, and open green spaces for everyone to enjoy.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
North Johnston MiddleGrades 6-83.7 mi
4/10
North Johnston HighGrades 9-125.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab,Stem Walls
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: JSJ Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Double Vanity,Granite Counters,Kitchen/Dining Room Combination,Open Floorplan,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,618

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,618
  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 12O08026Z
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,515$18,180
Home Insurance *$127$1,524
Property Taxes $159$1,908
Electricity $200$2,405
Total$2,001$24,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,605/yr
40% on housing$60,030/yr
45% on housing$53,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 27576$150
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27576$192
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$299,706
2026-05-14Listed for sale$299,706

New Construction

AgentTammy Register
BrokerageeXp Realty, LLC - C

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