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2587 N Rydal Ln, Liberty Lake, WA, 99019

3beds
2baths
1,194sqft
$489,000
$410price/sqft
$3,197/moest. monthly cost
$127,880/yrincome needed

About This Home

MOVE-IN READY & $10,000 PROMO! Use $10k for closing costs, rate buy down or take it right off the price! Trutina55+ River District. The Sonoma Cottage by Greenstone. One level w/Mtn View & no-step entry from attached alley access garage into the home! Only a couple steps from sidewalk to porch. Spacious great room w/fireplace & built-ins, quartz counters, full tile backsplash in kitchen, warm stained cabinets, tiled shower in the suite bath & expanded wrap around porch to side patio. Greenstone's Trutina 55+ is an age-restricted community for adults age 55+ offering a vibrant lifestyle w/keycard access to the Clubhouse w/indoor saltwater pool, hot tub, gym & theater room! The HOA maintains the full yard landscaping & snow removal! Enjoy the community pickleball court & firepit, BBQs & easy access to the Centennial Trail. Nearby NoLL Town Center shops, restaurants, services! Gated community access & smart home features w/video doorbell, keyless deadbolt & solar panels. Finished & actual photos shown.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
7/10
Selkirk Middle SchoolGrades 6-81.4 mi
8/10
Ridgeline High SchoolGrades 9-121.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Masonite,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Craftsman
  • Property subType: Senior Independent Living

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Disposal,Microwave

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Hard Surface Counters
  • Window features: Vinyl Frames,Multi-Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Zero Clearance,Insert
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1194

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,See Remarks,Solar
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Property

Accessibility

  • Accessibility features: Ramp/Lvl from Gar

Details

  • Parcel number: 55102.7108

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Indoor
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 4,792 sqft
  • Features: Views,Sprinkler - Automatic,Open Lot,Plan Unit Dev

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Alley Access,See Remarks
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$120$1,440
Property Taxes $456$5,472
Electricity $149$1,793
Total$3,197$38,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,611/yr
40% on housing$95,910/yr
45% on housing$85,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 99019$271
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99019$237
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$489,000
2026-07-27Listing removed$489,000
2026-06-22Listed for sale$489,000
2026-06-22Listing removed$489,000
2026-05-14Listed for sale$489,000

New Construction

AgentKristi Green
BrokerageGreenstone Real Estate, LLC

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