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3 Saw Mill Cir, Hackettstown, NJ, 07840

3beds
3baths
1,916sqft
$499,999
$261price/sqft
$3,831/moest. monthly cost
$153,240/yrincome needed

About This Home

Enjoy modern living and everyday convenience in this newer construction interior-unit townhome built in 2024. Offering nearly 2,000 sq ft across three beautifully finished levels, this 3-bedroom, 2 full bath, 1 half bath home is thoughtfully designed for today's lifestyle. The entry level features a versatile flex space ideal for a home office, gym, media room, or playroom, along with direct access to a private patio perfect for relaxing or entertaining outdoors. Upstairs, the sun-filled main level showcases an open-concept layout with seamless flow between the living and dining areas. The designer kitchen features quartz countertops, stainless steel appliances, and a large center island with breakfast bar seating. Step outside to your private deck for easy indoor-outdoor living, while a convenient powder room completes this level. The top floor offers three spacious bedrooms, including a serene primary suite with tray ceiling, walk-in closet, and spa-inspired en-suite bath. Two additional bedrooms, a full hall bath, linen storage, and in-unit laundry provide both comfort and functionality.Ideally located near dining, shopping, outdoor recreation, the Hackettstown Train Station, and Routes 46 & 80 for an easy commute. Enjoy all that Hackettstown has to offer with its charming, walkable downtown filled with local restaurants, cafes, shops, and community events.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
8/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer
  • Laundry features: Level 2

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Foyer,Walkout
  • Flooring: Carpet,Tile,Wood
  • Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,916
  • Total interior livable area: 1,916 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 3008000210000000180034
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 1330 SF

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Lightning
Winter Weather
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$151$1,812
Property Taxes $941$11,292
Electricity $211$2,534
Total$3,831$45,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,348/yr
40% on housing$114,930/yr
45% on housing$102,160/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 07840$251
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 07840$280
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$499,999
2026-06-15Listing removed$530,000
2026-05-15Listed for sale$530,000

For Sale by Agent

AgentShanay P. Fegins
BrokerageLifestyle International Realty

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