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661 N 36th St, Paducah, KY, 42001

4beds
4baths
3,865sqft
$925,000
$239price/sqft
$6,569/moest. monthly cost
$262,760/yrincome needed

About This Home

NEW CONSTRUCTION!! 4 bedroom, 3.5 bathroom home in Paducah's desirable Westwood Hills subdivision offering luxury finishes, smart home technology option, and nearly 3,900 of thoughtfully designed living space. This home features an open layout with vaulted ceilings, engineered hardwood floors, custom built-ins, and a real stone fireplace. The chef's kitchen includes quartz countertops, a large island, built-in appliances, and a walk-in pantry with butcher block countertops. The main level primary suite offers a spa-like bathroom with marble tile, soaking tub, tiled shower, double vanities, and walk-in closet. Additional highlights include 3 more bedrooms, 2.5 more guest bathrooms, zoned HVAC system, tankless water heater, covered porch, patio and attached 2-car garage. Conveniently located near I-24, shopping, dining and entertainment in Paducah, KY!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Clark Elementary SchoolGrades K-50.6 mi
6/10
Paducah Middle SchoolGrades 6-80.9 mi
4/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Cooktop,Oven
  • Laundry features: Electric Dryer Hookup,Main Level

Bedroom2

  • Level: First
  • Area: 172.92

Bedroom3

  • Level: First
  • Area: 172.92

Bedroom4

  • Level: Second
  • Area: 307.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 395.97

Dining Room

  • Level: First
  • Area: 200.64

Family Room

  • Level: First
  • Area: 262

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,865

Great Room

  • Level: First
  • Area: 420

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,865
  • Total interior livable area: 3,865 sqft

Kitchen

  • Level: First
  • Area: 253.47

Master Bedroom

  • Level: First
  • Area: 267.2

Utility Room

  • Level: First
  • Area: 71.2

Property

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.31 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$979$11,748
Property Taxes $608$7,296
Electricity $305$3,662
Total$6,569$78,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,222/yr
40% on housing$197,070/yr
45% on housing$175,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$123
McCracken County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$919,900
2026-07-08Price change$925,000
2026-05-14Listed for sale$939,000

For Sale by Agent

AgentToni Stricklin
BrokerageHousman Partners Real Estate

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