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121 Deer Jump Trl, Lake Lure, NC, 28746

4beds
4baths
2,437sqft
$975,000
$400price/sqft
$5,969/moest. monthly cost
$238,760/yrincome needed

About This Home

Architectural Masterpiece in Lake Lure – Where Luxury Meets Mountain Elegance Discover refined living in this exceptional architect-designed new construction home, perfectly positioned on a level ridgetop lot with beautiful mountain vistas. Completed in 2026, this meticulously crafted residence showcases the finest in modern mountain living with 4 bedrooms, 4 full baths, and a versatile bonus loft space. Every detail reflects uncompromising quality and thoughtful design. Soaring 10-foot ceilings and dramatic 8-foot doors create an airy, seamless flow throughout the expansive open floor plan. Rich 7-inch red oak flooring anchors the main living areas, while oversized windows frame panoramic mountain views and invite the outdoors inside. The centerpiece double-sided fireplace anchors both the gourmet kitchen and living room, creating an intimate yet open space perfect for both everyday living and elegant entertaining. The custom kitchen features high-end appliances and premium finishes designed for the discerning chef, while each of the four spa-inspired bathrooms boasts custom details and radiant-heated floors for year-round comfort. Energy-efficient on-demand hot water heaters and all high-end finishes throughout demonstrate the home's commitment to both luxury and smart living. The bright, light-filled interior and convenient 2-car attached garage complete this extraordinary offering. Located in the heart of Western North Carolina's most sought-after mountain community, this home offers the perfect blend of luxury, privacy, and accessibility. Lake Lure's crystal-clear waters, championship golf, fine dining, and endless outdoor recreation are all at your doorstep. This is more than a home—it's a retreat where architectural vision meets mountain majesty. Experience the pinnacle of Lake Lure living and schedule your private showing today. Offered at $975,000.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-810.2 mi
4/10
R-S Central High SchoolGrades 9-1210.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Kitchen,Living Room,See Through
  • Finished area below ground: 0
  • Finished area above ground: 2,437

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,437
  • Total interior livable area: 2,437 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1650166
  • Zoning: none
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Long Range,Mountain(s)

Lot

  • Lot size: 1.30 Acres
  • Features: Level,Paved,Sloped,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$310$3,720
Property Taxes $503$6,036
Electricity $226$2,723
Total$5,969$71,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,651/yr
40% on housing$179,070/yr
45% on housing$159,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$280
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$975,000

New Construction

AgentDavid Caulder
BrokerageCaulder Realty & Land Co.

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