2058 2060 Main Street, Ferndale, WA, 98248
About This Home
Opportunity knocks for these side by side commercial parcels downtown Ferndale! The savvy developer will seize this chance...the City of Ferndale permitted uses for this property are broad. Zoned City Center, options include: Retail (10,000-square-foot maximum combined retail floor area per business), Professional office, Restaurant, Food and beverage production for on-site sales, Multifamily residential (minimum density of 15 dwelling units per acre), Salon or personal service shop, Antique store, Gallery, Financial institution, Business services, Information/data services, Municipal use, Public use, Hotel or bed and breakfast, Theater or cinema of less than 150 seats, Tavern, Tattoo, piercing or body art studio, Art or dance studio, Fitness center, Martial arts studio, Religious facility and Day Care center. *Buyer to confirm all details to their satisfaction with the Planning Department.* Owner is selling this as a package deal, 2058 Main Street & 2060 Main Street must close simultaneously. Bonus: while you're strategizing about the potential for both properties, 2058 Main Street is rented for $1500 monthly until 1/31/2027.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1912
Materials
- Roof: Composition
- Construction materials: Stucco
Notable Dates
- Major remodel year: 1912
Type & Style
- Home type: SingleFamily
- Architectural style: 1 1/2 Story
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Entry Hall
- Level: Main
Heating & Cooling
- Heating features: Stove/Free Standing,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Kitchen Without Eating Space
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 3902290775380000
- Zoning: CTC
- Zoning description: Jurisdiction: City
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Has view: Yes
- View description: Territorial
- Topography of land: Level
Lot
- Lot size: 2,613 sqft
- Features: Curbs,Paved,Sidewalk,Value In Land
Parking
- Total spaces: 2
- Parking features: Off Street
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Cold Wave
- Volcanic Activity
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,882 | $34,584 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $323 | $3,876 |
| Electricity | $149 | $1,793 |
| Total | $3,458 | $41,496 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $550,000 |
| 2026-06-17 | Price change | $570,000 |
| 2026-05-14 | Listed for sale | $600,000 |
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