See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3628 10TH AVE NE, Naples, FL, 34120

4beds
3baths
2,234sqft
$649,900
$291price/sqft
$5,041/moest. monthly cost
$201,640/yrincome needed

About This Home

One or more photo(s) has been virtually staged, AI generated or rendered. Located in one of the fastest-growing areas of Naples Estates, this exceptional brand-new 2026 construction showcases the perfect blend of luxury, comfort, and functionality—just minutes from Publix, Bravo Supermarket, Food Maker, shopping, dining, and everyday conveniences. Set on 1.14 acres, the property is thoughtfully designed to maximize usability, featuring convenient side access that allows easy passage for vehicles, trailers, boats, or equipment to the rear of the property—a rare and highly desirable feature in modern construction. This contemporary residence is enhanced with upscale finishes throughout and a clean, sophisticated design. Interior highlights include spa-inspired bathrooms, a dedicated office space, and a spacious game room with a full bathroom and laundry hookups, offering exceptional flexibility for entertainment, guests, or multi-generational living. Impact-resistant doors and windows provide enhanced security, energy efficiency, and peace of mind while complementing the home’s modern aesthetic. Every detail reflects quality craftsmanship and elevated living, making this property a standout opportunity in today’s market.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Refrigerator/Icemaker
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Family

Features

  • Built-In Cabinets,Custom Mirrors,French Doors,Laundry Tub,Pantry,Smoke Detectors,Walk-In Closet(s),Den - Study,Family Room,Guest Bath,Guest Room,Laundry in Residence
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,234 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 40526680003

Features

  • Stories: 1
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Landscaped Area,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 1.14 Acres
  • Features: Regular

Parking

  • Parking features: Driveway,RV-Boat
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Wildfire
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$433$5,196
Property Taxes $1,098$13,176
Electricity $224$2,697
Total$5,041$60,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,834/yr
40% on housing$151,230/yr
45% on housing$134,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$338
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$649,900
2025-05-02Sold$130,000

New Construction

AgentChanel Martin Quinones
BrokerageMarzucco Real Estate

Similar Homes