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1420 Heritage Lndg, Saint Charles, MO, 63303

3beds
2baths
1,374sqft
$189,900
$138price/sqft
$1,379/moest. monthly cost
$55,160/yrincome needed

About This Home

Welcome home to effortless living in this beautifully renovated 3-bedroom, 2-bathroom main-floor condominium, where modern finishes, thoughtful updates, and a peaceful setting come together to create the perfect place to call home. Completely renovated in 2023, this move-in-ready home showcases a fresh, contemporary design from top to bottom. Step inside to discover an inviting open-concept floor plan featuring fresh interior paint, updated baseboards/trim, luxury vinyl plank flooring throughout the main living areas, and plush carpeting in all three bedrooms. The spacious layout is perfect for both everyday living and entertaining guests. The stunning kitchen serves as the heart of the home with beautiful new cabinetry, sleek granite countertops, ample workspace, and a seamless flow into the dining and living areas. Both full bathrooms have also been tastefully updated with matching granite topped vanities, creating a cohesive, upscale feel throughout the home. Primary Bathroom is currently having the shower redone in tile surround and flooring which will be done before closing. Enjoy the convenience of main floor living with easy access and no stairs to navigate, making everyday life comfortable and convenient. Step outside onto your private composite deck, where you can relax with your morning coffee or unwind in the evening while overlooking open common ground and a tranquil wooded tree line that provides a peaceful backdrop year-round. Additional features include a covered parking space, a dedicated storage unit for extra belongings, and an updated secured building entry that offers added peace of mind. Whether you're a first-time homebuyer, looking to downsize, or simply searching for a low maintenance lifestyle without sacrificing style or space, this exceptional condo offers the perfect combination of comfort, quality, and convenience. HOA fee includes sewer, water, and trash along with maintenance of grounds/roads, landscaping, and insurance. Don't miss your opportunity to own this beautifully updated home. Schedule your private showing today and experience everything this turnkey condo has to offer!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Apartment Style
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Dishwasher,Electric Range,Refrigerator

Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,374

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,374 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Property

Details

  • Parcel number: 301176618040010.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Composite,Deck

Lot

  • Features: Adjoins Common Ground,Adjoins Open Ground

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$111$1,332
Property Taxes $167$2,004
Electricity $141$1,693
Total$1,379$16,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,280/yr
40% on housing$41,370/yr
45% on housing$36,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$189,900

For Sale by Agent

AgentTom P Hernandez
BrokerageSTL Buy & Sell, LLC

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