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1025 Pine Kill Road, Wurtsboro, NY, 12790

4beds
3baths
2,322sqft
$550,000
$237price/sqft
$4,186/moest. monthly cost
$167,440/yrincome needed

About This Home

NEW BUILD Complete!!! ORANGE COUNTY border within Port Jervis School District. 21 Minutes to Middletown. Quality and attention to detail finally available at an unbeatable price point.1st floor flows with ease through an open concept and features a large flex room that can serve as a guest suite or office; with direct access to full bathroom. 2nd floor features 4 bedrooms, 2 additional full bathrooms, laundry, and several oversized closets for extra storage. Expand below into 9ft full basement with WALK OUT ACCESS. UPGRADED mechanicals include 96% high efficiency propane furnace and 96% high efficiency propane tankless hot water heater. Large private deck perfectly positioned for peace and privacy. Easily add a custom fireplace or wood-stove of your choice. Uniquely positioned to capture the appreciation in a growing sub-market where inventory is low and privacy is protected by 10 ACRE Zoning. Schedule your private showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
5/10
Port Jervis Middle SchoolGrades 6-813.7 mi
5/10

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Blown-In Insulation,Fiberglass Insulation,Foam Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Chandelier,Chefs Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting,Storage,Walk Through Kitchen,Walk-In Closet(s)
  • Attic: Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Ducts,Forced Air,Hot Air,Propane
  • Cooling features: Central Air,Ductwork

Interior Area

  • Total structure area: 2,322
  • Total interior livable area: 2,322 sqft

Property

Details

  • Parcel number: 408906500001003009
  • Special condition: None

Lot

  • Lot size: 1.65 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Lightning

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$193$2,316
Property Taxes $829$9,948
Electricity $383$4,604
Total$4,186$50,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,520/yr
40% on housing$125,580/yr
45% on housing$111,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 12790$192
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12790
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$550,000
2026-07-14Price change$550,000
2026-07-08Price change$599,500
2026-07-01Listed for sale$599,999
2026-06-30Listing removed$599,999
2026-06-16Price change$599,999
2026-06-10Price change$624,500
2026-06-04Listed for sale$624,900
2026-05-30Listing removed$649,900
2026-05-13Listed for sale$649,900

For Sale by Agent

AgentNicholas Wengenroth
BrokerageHomeSmart Homes & Estates

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