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522 Valley Rd #3, Clifton, NJ, 07013

3beds
3baths
3,400sqft
$939,000
$276price/sqft
$7,118/moest. monthly cost
$284,720/yrincome needed

About This Home

Discover modern living in these newly constructed luxury townhouses, designed with elegance and functionality in mind. Each home offers 3 spacious bedrooms and 2.5 bathrooms, providing the perfect balance of comfort and style. Enjoy the convenience of a 2-car tandem garage on the entry level, ensuring ample parking and storage space. The main living areas are thoughtfully designed with open layouts, creating an inviting flow for both everyday living and entertaining. Upstairs, the third floor hosts the bedrooms and a dedicated laundry area, adding ease to your daily routine. The primary suite features a spa-inspired bathroom, complementing the modern finishes throughout the home. The highlight awaits above: a private rooftop terrace on the fourth floor, ideal for entertaining guests or relaxing under the stars. With room for outdoor dining, lounging, and enjoying panoramic views, this rooftop retreat truly sets these townhomes apart. Experience the perfect blend of sophistication, comfort, and convenience your dream home awaits. It is also 12 miles from the Lincoln Tunnel and 16 Miles from the George Washington Bridge.

Getting Around

40
WalkingCar-Dependent
36
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

7/10
School #2Grades K-50.9 mi
5/10
2/10
Clifton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Flat
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator
  • Laundry features: Level 2

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Kitchen

  • Features: Kitchen Island,Separate Dining Area

Property

Details

  • Parcel number: 2502000320001000120000
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Patio & porch: Patio

Lot

  • Lot size: 3.30 Acres
  • Lot size dimensions: 3.3 AC

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Built-In Garage,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,748$56,976
Home Insurance *$228$2,736
Property Taxes $1,768$21,216
Electricity $374$4,497
Total$7,118$85,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,045/yr
40% on housing$213,540/yr
45% on housing$189,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 07013$369
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07013$430
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$939,000

For Sale by Agent

AgentIlia Veskov
BrokerageNew Jersey Homes And Estates

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