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11849 Flat Rock Blvd, Fort Wayne, IN, 46845

2beds
2baths
1,558sqft
$250,823
$161price/sqft
$1,710/moest. monthly cost
$68,400/yrincome needed

About This Home

Carefree living available in this NW Fort Wayne location. The Flat Rock Townhomes are located on the NW side, just east of the Lima Road and Carroll Road intersection. Featuring over 1550 SF of living space with two bedrooms and 1 1/2 baths, loft and pocket office. The exterior will be landscaped with bushes and grass. These designs are based off of the Copper Horse project complete in 2024. This is a furnished model home intended to be used to sell other homes within the neighborhood. It will be available once the neighborhood is near completion October 2030. The neighborhood will have 90 townhomes once completed with other lots available for selection to start. See documents for the floor plan design and neighborhood C & R.

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10
Carroll Middle SchoolGrades 6-81.7 mi
9/10
Carroll High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding,Wood Siding

Other

  • Builder name: Matt Lancia Signature Homes LLC

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 77

Features

  • Low Emittance Doors/Win
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,558

Heating & Cooling

  • Heating features: Natural Gas,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,558
  • Total interior livable area: 1,558 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 224

Office

  • Level: Main
  • Area: 80

Property

Details

  • Parcel number: 020232127004.000057
  • Zoning: R2

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,463 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 34x100

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,268$15,216
Home Insurance *$98$1,176
Property Taxes $160$1,920
Electricity $184$2,212
Total$1,710$20,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,628/yr
40% on housing$51,300/yr
45% on housing$45,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 46845$173
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46845$157
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$250,823

New Construction

AgentMatt Lancia
BrokerageRE/MAX Results

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