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13 Brook Trout Circle, City Falls, NY, 12863

3beds
3baths
1,795sqft
$651,500
$363price/sqft
$4,575/moest. monthly cost
$183,000/yrincome needed

About This Home

Welcome to Creekside Park by award winning builder, Homes by Malta Development. This neighborhood features homesites ranging from 1 acre to 2.6 acres. Surrounded by nature trails along the Kayaderosseras Creek, peaceful living awaits. These are high performance, energy-efficient homes that meet nationally recognized green building standards. Explore our wide availability of homesites and find your perfect fit with a variety of floorplans starting in the $500s. Every home is built with attention to detail, blending modern convenience with timeless appeal, all in a welcoming neighborhood setting. Photos are representative of the builder's work from a completed model and may show upgraded features. Actual finishes, colors, and layouts may vary. LA1 is related to Builder.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Solid Surface Counters,Walk-In Closet(s),Kitchen Island
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Screens,Egress Window,ENERGY STAR Qualified Windows
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,329
  • Finished area above ground: 1,795

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,795
  • Total interior livable area: 1,795 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Loft

  • Level: Second

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 414289 188.1218
  • Zoning description: Single Residence

Features

  • Patio & porch: Front Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.09 Acres
  • Features: Private,Sprinklers In Front,Sprinklers In Rear,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,294$39,528
Home Insurance *$296$3,552
Property Taxes $689$8,268
Electricity $296$3,559
Total$4,575$54,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,857/yr
40% on housing$137,250/yr
45% on housing$122,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 12863$234
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12863$168
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$651,500

New Construction

AgentSarah Samascott
BrokerageKW Platform

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