815 Topsail Ln #815, Secaucus, NJ, 07094
About This Home
Lovely duplex, 2 Bedrooms, 2.5 baths, 1319 sq.ft. of luxury living space. Unit features hardwood floors, fireplace, 2 terraces, skylights, cathedral ceilings, covered parking for 2 cars, central AC, marbled entrance (to name a few). Nestled in a lovely country club-like setting in the upscale Harmon Cove IV Community. Gated Complex offers 24hr security and outdoor pool. Easy NYC commute w/NYC transportation on site!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: See Remarks
Type & Style
- Home type: Townhouse
- Architectural style: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer/Dryer,Gas Oven
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Terrace,Fireplace,2 Other Rooms
- Flooring: Carpet
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,319
- Total interior livable area: 1,319 sqft
Property
Details
- Exclusions: None
Parking
- Parking features: 2 Cars,Attached,Tandem-Private
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Heat Wave
- Cold Wave
- Earthquake
- Hail
- Hurricane
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,881 | $34,572 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $740 | $8,880 |
| Electricity | $193 | $2,318 |
| Total | $3,944 | $47,328 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $569,900 |
| 2026-05-15 | Listed for sale | $599,900 |
View on Zillow