395 Fern Rd S, Somerville, TN, 38068
About This Home
Thinking about moving? This single story, 3BD/1BA residence offers a functional layout with excellent opportunities for updates and modernization. Come enjoy a large dining room, perfect for family gatherings and entertaining, a low maintenance yard—perfect for kids and pets, and a cozy living area complete with an electric fireplace! Only 3 minutes from Somerville town square. Cute, convenient, and easy to maintain — a must-see home! Home sold as is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Composition Shingles
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Basement: Crawl Space
Bedroom2
- Area: 90
Bedroom3
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Separate Dining Room
- Area: 156
Features
- All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Flooring: Part Carpet,Wood Laminate Floors
Heating & Cooling
- Heating features: Central,Electric Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,250 sqft
Kitchen
- Area: 187
Living Room
- Features: Separate Living Room
- Area: 143
Master Bedroom
- Area: 121
Property
Details
- Parcel number: 077L 077L A03200
Features
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Covered Patio
Lot
- Lot size: 0.34 Acres
- Features: Some Trees
- Lot size dimensions: 100 x 150
Parking
- Parking features: Driveway/Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Lightning
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance | $103 | $1,236 |
| Property Taxes | $50 | $600 |
| Electricity | $175 | $2,103 |
| Total | $1,263 | $15,156 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $185,000 |
| 2026-06-27 | Price change | $200,000 |
| 2026-05-26 | Price change | $225,000 |
| 2026-05-16 | Listed for sale | $237,000 |
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