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2127 Channel St, Graham, NC, 27253

3beds
3baths
2,408sqft
$445,000
$185price/sqft
$2,868/moest. monthly cost
$114,720/yrincome needed

About This Home

Wait until you see this one completed! A main level living favorite, the Cumberland will have a warm, modern look with 9-foot ceilings, including decorative accents in the dining and living room, updated matte black lighting package and LVP flooring that flows seamlessly throughout the main level. The gourmet kitchen will include a double wall oven, gas cooktop, quartz countertops and matte black hardware. Entertain inside and out in the giant living room including a fireplace and built-in bookcases, seating at the kitchen island or breakfast nook, or either covered back and front porches. The main level includes 2 bedrooms, shared full bath and primary suite. The primary bath includes a tiled shower, double sinks and large walk-in closet. On top of all that, this home offers an additional bonus room with a half bath upstairs! This home will have a stone accent in front, sod and irrigation around the home for a beautiful exterior.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
2/10
Southern MiddleGrades 6-81.5 mi
5/10
Southern HighGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Double Oven,Gas Cooktop,Tankless Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dead Bolt(s),Pantry
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,408

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,408
  • Total interior livable area: 2,408 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 183413
  • Zoning: RS-9
  • Special condition: Owner Sale
  • Other equipment: Irrigation Equipment

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sprinkler System

Lot

  • Lot size: 0.31 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Alamance County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$150$1,800
Property Taxes $244$2,928
Electricity $224$2,691
Total$2,868$34,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,331/yr
40% on housing$86,040/yr
45% on housing$76,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 27253$144
Alamance County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 27253$185
Alamance County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$445,000
2026-07-24Price change$445,000
2026-07-13Price change$450,020
2026-07-01Price change$450,000
2026-06-18Price change$455,000
2026-05-16Listed for sale$470,000

New Construction

AgentAlicia Hamilton
BrokerageMungo Homes

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