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75 LAIDLAW AVE, Jersey City, NJ, 07306

--beds
--baths
--sqft
$1,799,000
--price/sqft
$12,274/moest. monthly cost
$490,960/yrincome needed

About This Home

Located in the Journal Square/Heights area of Jersey City. Seven units that include railroad style 2 bedrooms, one bedroom + dens and a 3 bed/2 bath duplex. Private gated parking in the back for 4+ cars. Situated very close to the JSQ PATH station while also in the Heights side of 440 giving easy access to the Central Ave shopping and restaurants, along with the Summit Ave and Palisade Ave transportation routes.

Getting Around

92
WalkingWalker's Paradise
83
TransitExcellent Transit
62
BikeBikeable

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$647$7,764
Property Taxes $2,338$28,056
Electricity $193$2,318
Total$12,274$147,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$420,822/yr
40% on housing$368,220/yr
45% on housing$327,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07306$402
Hudson County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 07306$505
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$1,799,000
2026-05-16Listed for sale$1,850,000

For Sale by Agent

AgentBrian Duck
BrokerageEXP REALTY LLC

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