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2404 Lodge Rd NE, Bemidji, MN, 56601

1beds
1baths
658sqft
$384,500
$584price/sqft
$2,619/moest. monthly cost
$104,760/yrincome needed

About This Home

Tucked along the shores of beautiful Lake Movil at Wildwood Resort Co-op, this charming year-round resort cabin is the perfect lakeside escape. Enjoy breathtaking sunset views from a setting that feels almost right on the water, complete with your very own private dock for effortless days on the lake. Inside, the cabin has been completely remodeled with luxury tile flooring, updated cabinetry, and modern appliances that blend comfort with style. The maintenance-free exterior means more time spent enjoying lake life and less time worrying about upkeep. A cozy and adorable bedroom loft adds character and charm, creating the perfect retreat for guests or extra sleeping space. Whether you’re searching for a weekend getaway, summer headquarters, or a peaceful year-round retreat, this move-in ready cabin delivers the classic lake experience with tasteful modern updates in one of the area’s most loved cooperative communities. Owners enjoy a share of approximately 18 acres of common ground and nearly a quarter mile of shoreline with a total monthly expense of $250 that includes real estate taxes, grounds maintenance, snow plowing, water, sewer, and trash. Sale can include furnishings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
Bemidji Middle SchoolGrades 6-88.2 mi
6/10

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 658

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 658
  • Total interior livable area: 658 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 470063700
  • Zoning description: Other
  • Foundation area: 658

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Composite Decking,Deck
  • Has view: Yes
  • View description: Lake,Panoramic,See Remarks,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 0

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,944$23,328
Home Insurance *$249$2,988
Property Taxes $256$3,072
Electricity $170$2,050
Total$2,619$31,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,794/yr
40% on housing$78,570/yr
45% on housing$69,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 56601$157
Beltrami County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 56601$160
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Price change$384,500
2026-05-16Listed for sale$389,900

For Sale by Agent

AgentJesse Westrum
BrokerageRogue Real Estate Co.

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