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946 Elliot St, Monroe, MI, 48162

3beds
3baths
1,572sqft
$251,870
$160price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

TO BE COMPLETED LATE SUMMER/EARLY FALL. Introducing the Harbor, a thoughtfully designed, 1572 sf, 3 bed,2.5 bath home with a bright, open floor plan that invites abundant natural light. The detached garage offers versatility, while the expansive owner's suite creates Private retreat for relaxation and comfort. With modern fixtures and finishes, each aspect of this homes reflects contemporary style and quality craftsmanship.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
6/10
Monroe Middle SchoolGrades 6-81.1 mi
--
Monroe High SchoolGrades 8-122.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Infinity Homes Corp

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bathroom2

  • Level: Upper
  • Area: 131.25
  • Dimensions: 10.50 x 12.50

Bathroom3

  • Level: Upper
  • Area: 105
  • Dimensions: 10.50 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 149.5
  • Dimensions: 11.50 x 13.00

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,572
  • Total interior livable area: 1,572 sqft

Kitchen

  • Level: Main
  • Area: 144.375
  • Dimensions: 13.75 x 10.50

Living Room

  • Level: Main
  • Area: 212
  • Dimensions: 13.25 x 16.00

Master Bedroom

  • Level: Upper
  • Area: 204.75
  • Dimensions: 15.75 x 13.00

Property

Details

  • Parcel number: 555901788037

Features

  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 35 x 110

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Lightning
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,273$15,276
Home Insurance *$130$1,560
Property Taxes $218$2,616
Electricity $188$2,259
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 48162$150
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48162$164
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-16Listed for sale$251,870

New Construction

AgentIan Hancke
BrokerageHub, LLC

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