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3320 Boyd St #B, Charlotte, NC, 28208

3beds
2baths
1,190sqft
$315,000
$265price/sqft
$2,085/moest. monthly cost
$83,400/yrincome needed

About This Home

Welcome to 3320 Boyd Street, Unit: B – a stunning new construction townhome offering modern finishes, low-maintenance living, and an unbeatable Charlotte location just minutes from Uptown Charlotte. This beautifully designed 3-bedroom, 2-bathroom home features an open-concept layout with granite countertops, white shaker kitchen cabinets, stainless steel appliances, dishwasher, stylish tile showers, ceiling fans, electric water heater, and washer/dryer connections for everyday convenience and comfort. The property also offers a spacious 4-car driveway, providing ample off-street parking. Located just outside Uptown Charlotte, this property places you just minutes from some of the city’s most exciting dining, entertainment, sports, and nightlife destinations. Enjoy quick access to Bank of America Stadium, Truist Field, the NASCAR Hall of Fame, Romare Bearden Park, and Charlotte’s thriving restaurant and brewery scene. This location also offers easy connectivity to nearby hotspots including South End, NoDa, Plaza Midwood, and Optimist Hall — one of Charlotte’s most popular food and entertainment destinations. Whether you are looking for your next primary residence, a stylish city home, or an investment opportunity in one of Charlotte’s rapidly growing areas, this property checks all the boxes. For real estate investors, there is an additional opportunity available: the seller is also willing to sell the two attached neighboring townhomes, creating a rare chance to acquire multiple adjacent units in a high-demand Charlotte market. This could be an excellent opportunity for rental portfolio expansion, house hacking, or long-term appreciation potential. Come and get it while it's available. NOTE: The seller will entertain selling all available units at this property as a package for any interested investors. 3320 Boyd St, Unit A (MLS #: 4378614) & 125 Oregon St (MLS #: 4380783)

Getting Around

29
WalkingCar-Dependent
36
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

4/10
Thomasboro ElementaryGrades K-81.2 mi
5/10
West Charlotte HighGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,190

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,190
  • Total interior livable area: 1,190 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 06512822
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$112$1,344
Property Taxes $181$2,172
Electricity $200$2,405
Total$2,085$25,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,485/yr
40% on housing$62,550/yr
45% on housing$55,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$315,000
2026-08-10Listing removed$315,000
2026-06-19Price change$315,000
2026-06-05Price change$325,000
2026-05-16Listed for sale$329,900

New Construction

AgentKevin Jones
BrokerageKATT Properties, LLC

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