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228 Chartres St, Fuquay Varina, NC, 27526

3beds
2baths
1,065sqft
$282,500
$265price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

WELCOME HOME TO THE NICHOLAS PLAN! Charming & Modern 3-Bedroom Ranch - A New Construction Gem! Step into easy living with this stunning new construction 3-bedroom, 2-bathroom ranch home that offers both style and comfort in a thoughtfully designed layout. From the moment you walk in, you'll be captivated by the smooth ceilings and sleek can lighting that create a truly modern feel. This home is built to impress with its bright and airy design, making every day feel welcoming and refreshing. YOU NEW APPLIANCES ARE: STOVE, DISHWASHER & ATTACHED MICROWAVE. The heart of the home is the bright white kitchen, featuring an abundance of cabinets to store all your essentials. The quartz countertops in both the kitchen and bathrooms offer durability and elegance, ensuring your home stays looking pristine for years to come. Whether you're cooking a gourmet meal or preparing a quick snack, this kitchen is designed for functionality and beauty. The eat-in kitchen provides the perfect space for casual dining, and the window over the sink lets in plenty of natural light--making your morning routine feel extra special. Throughout the home, you'll find Luxury Vinyl Plank (LVP) flooring, which is not only stylish but also easy to maintain. In the bedrooms, plush carpeting adds warmth underfoot, making those chilly mornings a little more comfortable. The calming paint colors throughout the home create a relaxing atmosphere, ensuring that every moment spent here feels just right. This detached home offers the privacy and freedom that apartment living simply cannot provide. No shared walls, no noisy neighbors above or below--just your own peaceful space to enjoy. The washer/dryer closet adds convenience to your daily routine, while the huge pantry ensures you have more than enough storage for all your groceries and kitchen essentials. This home truly meets every need and then some! Designed for affordability and efficiency, this home is as easy to clean as it is to love. Whether you're a first-time homebuyer, a growing family, or someone looking to downsize, this home checks every box.Imagine coming home to a space that feels tailored to your lifestyle--a home that is both stylish and practical. Easy to clean, easy to live, and easy to love--this is easy living at its finest. Don't miss your chance to own this incredible home that will surely pull on every heartstring. Contact me today to learn more and schedule a showing--you'll be absolutely starstruck!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
3/10
Harnett Central MiddleGrades 6-88.9 mi
4/10
Harnett Central HighGrades 9-129.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Batts Insulation,Blown-In Insulation,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Water Heater
  • Laundry features: Electric Dryer Hookup,In Kitchen,Laundry Closet,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Kitchen Island,Living/Dining Room Combination,Quartz Counters,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,065

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,065
  • Total interior livable area: 1,065 sqft

Property

Details

  • Parcel number: 0613864742.000
  • Zoning: RA-30
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 0.58 Acres
  • Features: Cleared

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,428$17,136
Home Insurance *$90$1,080
Property Taxes $160$1,920
Electricity $200$2,405
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 27526$194
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27526$202
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-17Listed for sale$282,500

New Construction

AgentVeneta Ford
BrokerageVFG Realty

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