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4056 Centerstone Pkwy, New Haven, IN, 46774

3beds
2baths
1,578sqft
$314,900
$200price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Lancia's NEW Eleana split ranch with 1,578 sq.ft., 3 Bedrooms, 2 Baths, Bonus Room-Office and separate Laundry Room. 2-Car Garage with 2' extension. Split Ranch with cathedral ceiling in Great Room. Kitchen open to Nook, 12 x 10 Patio and Great Room. Quartz counters in Kitchen and Baths. Kitchen features breakfast bar facing Great Room, stainless appliances fridge, microwave, dishwasher, smooth top stove ceramic backsplash and corner pantry. Laundry has pocket door, washer, dryer, bench for taking boots off and with hooks above for coats. Owner Suite Bedroom has ceiling fan, large closet, Bath with 5' Shower and dual sink vanity.  Home has Simplx Technology. Garage is finished with drywall, paint and attic access with pull-down stairs. Elevation with stone and wood trim brackets. (Grading and seeding completed after closing per Lancia's lawn schedule.) 2-year foundation to roof guarantee and a Lancia in-house Service Dept.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
New Haven Primary SchoolGrades PK-20.8 mi
3/10
New Haven High SchoolGrades 7-121.0 mi
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: LANICA HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Entrance Foyer,Open Floorplan,Double Vanity,Wiring-Smart Home,Stand Up Shower,Tub/Shower Combination,Great Room
  • Door features: Pocket Doors,ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,578

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,SEER 14

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,578 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 308

Office

  • Level: Main
  • Area: 99

Property

Details

  • Parcel number: 021313459003.000041

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 9,539 sqft
  • Features: Level
  • Lot size dimensions: 65X149X65X145

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$181$2,172
Property Taxes $202$2,424
Electricity $184$2,212
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 46774$130
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46774$146
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-17Listed for sale$314,900

New Construction

AgentMary Sherer
BrokerageERA Crossroads

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