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3844 Prairie Dr, Moorhead, MN, 56560

4beds
3baths
2,295sqft
$447,000
$195price/sqft
$3,049/moest. monthly cost
$121,960/yrincome needed

About This Home

The Mya floor plan has been thoughtfully enhanced to offer even more flexibility & functionality for today’s modern lifestyle. This 4-bed, 2.5-bath home now features three unique layout options, including your choice of a 2-3 stall garage, giving you the freedom to select the design that best fits your needs. Inside, you'll find a spacious & open main floor that flows effortlessly from the kitchen to the dining & living areas—ideal for both everyday living & entertaining. The redesigned layout allows for laundry placement either upstairs for ultimate convenience, or in the mudroom area just off the garage for streamlined organization. Upstairs, a versatile bonus/loft space adds even more living potential—perfect for a playroom, home office, or second family room. With four well-appointed bedrooms & thoughtful design throughout, The Mya offers both style & smart living for families of all kinds. Secure this to-be-built home early & work directly with the builder to personalize finishes & features. Owner/Agent

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Horizon Middle SchoolGrades 5-82.0 mi
7/10
Moorhead High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2026

Other

  • Builder name: Mission Homes LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,295

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,295
  • Total interior livable area: 2,295 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 586270110
  • Zoning description: Residential-Single Family
  • Foundation area: 1195

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,893 sqft
  • Lot size dimensions: 42.02 x 116.5

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,260$27,120
Home Insurance *$183$2,196
Property Taxes $413$4,956
Electricity $193$2,322
Total$3,049$36,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,537/yr
40% on housing$91,470/yr
45% on housing$81,306/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-17Listed for sale$447,000

For Sale by Agent

AgentTroy Krabbenhoft
BrokerageKrabbenhoft Real Estate Team

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