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954 Rs County Rd #4261, Emory, TX, 75440

3beds
2baths
1,959sqft
$615,000
$314price/sqft
$4,237/moest. monthly cost
$169,480/yrincome needed

About This Home

LUXURY MEETS COUNTRY CHARM in 3-bd 2-bth 1.5-car garage home PLUS 1-bd 1-bth guest suite that’s well situated on 2.72 wooded acres with additional 1 acre lot surveyed separately---PRICED BELOW RECENT APPRAISAL! Entrance starts with gorgeous drive up with a view of the stocked pond with fountain. This impressive home boasts exceptional features throughout such as double crown molding, cornices, designer lighting, custom cabinetry and premium flooring and fixtures. The large open-floor plan showcases a cozy gas fireplace, formal & casual dining space and high ceilings. The bright & airy kitchen flows seamlessly from the living area to create the ideal family & entertaining space that features an extra-large island with overhang for seating, 6-burner Thermador cooktop, Bosch dishwasher, two Blanco sinks & convection wall oven. There's a spacious butler’s pantry with ample storage space that easily accommodates a 2nd fridge and an oversized laundry room. The master bedroom is designed for king-size furniture and features a spectacular ensuite bath with double vanities, walk-in shower, privacy toilet closet and his & her walk-in closets. Spacious 1.5-car garage easily accommodates 1 full-size vehicle & 1-smaller vehicle. Additional improvements include multi-purpose barn comprised of workshop area with 5ft ceiling fan, loft, 100amp service and substantial storage space PLUS a cozy 1-bd 1-bth guest suite complete with laundry connections PLUS an additional shed for even more storage or flex space. Attached covered space is perfect to store outdoor equipment. Chicken coop complete with enclosure & hen boxes for fresh eggs. Unwind on the expansive covered patios and take in the natural beauty of the peaceful surroundings. Quiet neighborhood outside city limits with no HOA and convenient access to dining, shopping & medical. For outdoor enthusiasts, Lake Tawakoni & Lake Fork within 15 mins. Information deemed reliable but should be verified by Buyer & Buyers Agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
6/10
Rains Junior High SchoolGrades 6-81.9 mi
4/10
Rains High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Based Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Gas Cooktop,Instant Hot Water,Tankless Gas Water Heater

Bathroom

  • Features: Shower Only,Separate Water Closet,Separate Walk-In Closets,Other /See Remarks

Bedroom

  • Features: Separate Walk-in Closets

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry
  • Flooring: Vinyl Plank
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,959
  • Total interior livable area: 1,959 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Sitting Area in Master

Property

Details

  • Parcel number: 10210
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered,Porch
  • Exterior features: Gutter(s)
  • Fencing: None

Lot

  • Lot size: 3.75 Acres
  • Features: Wooded,Subdivision Lot,Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Door w/Opener w/Controls,Golf Cart Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$316$3,792
Property Taxes $574$6,888
Electricity $238$2,859
Total$4,237$50,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,268/yr
40% on housing$127,110/yr
45% on housing$112,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 75440$188
Rains County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 75440
Rains County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$615,000
2026-07-01Price change$620,000
2026-06-08Pending sale$615,000
2026-05-17Listed for sale$615,000

For Sale by Agent

AgentKimberley Phillips
BrokerageFathom Realty, LLC

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