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5301 W Westlane Ave, McHenry, IL, 60050

1beds
1baths
520sqft
$125,000
$240price/sqft
$1,060/moest. monthly cost
$42,400/yrincome needed

About This Home

Beautifully updated ranch home in the heart of McCullom Lake offering affordable living with modern updates throughout. This move-in-ready 1-bedroom, 1-bath home features a remodeled kitchen completed in 2026 with stainless steel appliances, updated bathroom remodel in 2026, and brand-new flooring installed in 2026. Major exterior improvement includes a newer roof completed in 2023. The home also offers a full basement with washer and dryer, mechanicals, abundant storage space, and a convenient walk-out entrance. Situated on a spacious lot in a quiet lake community near McHenry shopping, restaurants, parks, and commuter routes. Ideal opportunity for owner-occupants, downsizers, or investors looking for a low-maintenance property with recent improvements already completed. Home is being sold AS-IS.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Lotus SchoolGrades PK-41.4 mi
4/10
Stanton SchoolGrades 5-82.4 mi
3/10

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 440
  • Total interior livable area: 520 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 16X9

Laundry

  • Level: Basement
  • Area: 225
  • Dimensions: 15X15

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Property

Accessibility

  • Accessibility features: Ramp - Main Level,Disability Access

Details

  • Parcel number: 0921232006
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 5,568 sqft
  • Lot size dimensions: 48 X 116

Parking

  • Total spaces: 2
  • Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$63$756
Property Taxes $235$2,820
Electricity $130$1,569
Total$1,060$12,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,342/yr
40% on housing$31,800/yr
45% on housing$28,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 60050$176
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60050$195
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentMoses Mukungwa
BrokerageMarathon Realty Group

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