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2614 Lake St #0, Algoma, WI, 54201

2beds
2baths
1,618sqft
$535,000
$331price/sqft
$3,657/moest. monthly cost
$146,280/yrincome needed

About This Home

Welcome to The Waterfront Nantucket Nook on the shores of Lake Michigan! Sunrise, sand beach, stroll to the Historic Downtown Wine venues. Kick back in this chill condo &lounge on the breezy screened-in porch. Whip up meals in the custom kitchen with an island perfect for noshing & hosting. Cozy up by the fire for those blissful, warm nights. The Owner's Suite features a grand picture window, a walk-in closet big enough for a car, dual sinks, fog-free mirrors for the perfect selfie, a walk-in shower, & a private throne room. This 2-bed, 2-bathhome is all on one level, with a tandem garage, a laundry room, & a foyer closet. Plus, the first garage stall is ready to flex into whatever you dream up! Furry friends welcome. No rentals.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Algoma Elementary SchoolGrades PK-61.2 mi
4/10
Algoma High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bathroom1

  • Area: 182

Bathroom2

  • Area: 24

Bedroom1

  • Area: 238

Bedroom2

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 144

Heating

  • Heating features: Forced Air,Natural Gas,Radiant Floor

Interior Area

  • Total structure area: 1,618
  • Total interior livable area: 1,618 sqft

Kitchen

  • Area: 221

Living Room

  • Area: 192

Property

Details

  • Zoning: Residential

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront-Residential Condo Community

Parking

  • Parking features: Garage,Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$215$2,580
Property Taxes $566$6,792
Electricity $171$2,054
Total$3,657$43,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,382/yr
40% on housing$109,710/yr
45% on housing$97,520/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 54201$197
Kewaunee County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 54201$183
Kewaunee County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$535,000

For Sale by Agent

AgentDesiree Wood
BrokerageShorewest Realtors

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