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121 Cedar Glen Ct #4D, Camdenton, MO, 65020

4beds
3baths
1,684sqft
$399,000
$237price/sqft
$2,523/moest. monthly cost
$100,920/yrincome needed

About This Home

Welcome to lake life at Cedar Glen Condos—where adventure, relaxation & convenience come together! This top-floor 4 bed, 3 full bath condo offers the space, flexibility & views buyers are searching for. Featuring vaulted ceilings, a spacious loft serving as the 4th bedroom with its own full bath, plus a second living area, there’s room for everyone to spread out after a day on the water. Take in beautiful views of the Big Niangua Arm, known for quieter water perfect for tubing, skiing, cruising & family lake days. The package includes a 12x30 boat slip plus a covered PWC slip, with easy dock access so your lake lifestyle starts the moment you arrive. Cedar Glen is known for its impeccable exterior maintenance & sought-after amenities including 2 community pools, playground, volleyball court, basketball hoop & pet-friendly living. Located just minutes from Camdenton shopping, dining & entertainment, close to Ha Ha Tonka State Park hiking trails, and directly across from Lake Valley & Old Kinderhook golf courses—this is also an incredible opportunity for golfers, vacationers, or full-time lake living. Turn key lake memories start here!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Dogwood Elementary SchoolGrades PK-23.5 mi
8/10
Camdenton Middle SchoolGrades 7-83.5 mi
6/10
Camdenton High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Furnished,Fireplace,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 13803400000004038116
  • Exclusions: Personal Items & Staging Items. Stagings items maybe purchased for extra $.

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Deck,Open
  • Exterior features: Blacktop Driveway,Boat Ramp,Deck,Sprinkler/Irrigation,Playground
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Channel,Beach Access,Boat Ramp/Lift Access,Lake Front

Lot

  • Features: Lake Front,Sprinklers Automatic

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$213$2,556
Property Taxes $152$1,824
Electricity $141$1,693
Total$2,523$30,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,502/yr
40% on housing$75,690/yr
45% on housing$67,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$210
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$399,000

For Sale by Agent

AgentANN M KLIMKEWICZ, PC
BrokerageRE/MAX Lake of the Ozarks

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