10540 S Maryland Ave, Chicago, IL, 60628
About This Home
Spacious and well-designed 3-story row house offering 3 bedrooms, 3.5 bathrooms, and approximately 2,397 square feet of living space. The main level features a bright living room, functional kitchen, convenient half bath, and access to a covered deck perfect for relaxing or entertaining. The second level includes two generously sized bedrooms, a full bathroom, and a screened balcony for added outdoor enjoyment. The entire third floor is dedicated to a private primary suite complete with a full bathroom and its own screened balcony retreat. The full finished basement provides valuable additional living space and includes a full bathroom, making it ideal for a family room, recreation area, home office, or guest accommodations. While a few updates could further enhance the home, they are not extensive, offering a fantastic opportunity to add your personal touch and transform this property into your dream home. With multiple outdoor spaces and a versatile layout, this home combines comfort, space, and incredible potential in a convenient Chicago location.
Getting Around
Somewhat Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Construction materials: Brick,Concrete
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Humidifier
- Laundry features: Gas Dryer Hookup,In Bathroom
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 153
- Dimensions: 17X9
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 200
- Dimensions: 20X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 136
- Dimensions: 17X8
Dining Room
- Level: Main
- Dimensions: COMBO
Family Room
- Features: Flooring (Other)
- Level: Basement
- Area: 360
- Dimensions: 20X18
Features
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Gas Starter,Master Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,397 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Ceramic Tile)
- Level: Main
- Area: 210
- Dimensions: 14X15
Living Room
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 210
- Dimensions: 14X15
Master Bedroom
- Features: Flooring (Ceramic Tile),Bathroom (Full)
- Level: Third
- Area: 221
- Dimensions: 17X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 25141020450000
- Special condition: None
- Other equipment: Ceiling Fan(s)
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 2,602 sqft
Parking
- Total spaces: 2
- Parking features: Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $396 | $4,752 |
| Electricity | $184 | $2,212 |
| Total | $2,314 | $27,768 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $275,000 |
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