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937 Union Ave, Benton Harbor, MI, 49022

3beds
2baths
1,372sqft
$192,990
$141price/sqft
$1,498/moest. monthly cost
$59,920/yrincome needed

About This Home

Move in ready!!! Beautiful new-construction home in Benton Harbor, designed for easy living and long-term comfort. Ideal for first-time buyers or anyone looking to downsize, this home features a main-floor primary bedroom suite and an open, efficient layout. Quality finishes throughout, including LVT flooring, shaker-style cabinetry, marble and cultured-marble bath surfaces, and Whirlpool stainless steel appliances (range, microwave, dishwasher, refrigerator, washer & dryer). Energy-efficient systems include a 96% gas furnace, central A/C, Jeld-Wen windows, and enhanced insulation package. Exterior highlights include smooth vinyl siding, architectural shingles, front porch, concrete side entry, and landscaped community with sidewalks, pocket parks, and gathering spaces.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
Fair Plain Middle SchoolGrades 6-81.2 mi
2/10
Benton Harbor High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Washer Dryer Stacked

Bedroom

  • Level: Second
  • Area: 130
  • Dimensions: 13 X 10

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Family Room

  • Level: Entry
  • Area: 234
  • Dimensions: 13 X 18

Features

  • Finished area above ground: 1,372

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,372 sqft

Kitchen

  • Level: Entry
  • Area: 160
  • Dimensions: 10 X 16

Other

  • Level: Entry

Other

  • Level: Second

Primary Bedroom

  • Level: Entry
  • Area: 130
  • Dimensions: 13 X 10

Property

Details

  • Parcel number: 0
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25 x 125

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $975$11,700
Home Insurance *$171$2,052
Property Taxes $164$1,968
Electricity $188$2,259
Total$1,498$17,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,360/yr
40% on housing$44,940/yr
45% on housing$39,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$162
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$192,990

For Sale by Agent

AgentAdam Hammons
BrokerageRenovare Real Estate

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