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145 Nassau St APT 3C, New York, NY, 10038

2beds
2baths
1,813sqft
$2,295,000
$1,266price/sqft
$13,712/moest. monthly cost
$548,480/yrincome needed

About This Home

Authentic Loft with 12 foot ceilings and PARK VIEWS in Ideal Downtown Location! You must see this stunning, large loft in the landmarked Potter Building co-op, located where the financial district meets Tribeca, across from City Hall Park and mere steps to transportation and the many amenities of this rapidly evolving neighborhood. Configured as 2 bedrooms with 2 baths, this dream loft offers approximately 1813 square feet of flexible space (plus 245 of additional loft space) with soaring 12 foot ceilings, huge windows with fabulous views of City Hall Park, the Fountain and the surrounding neighborhood, this is the ideal home for stylish living and entertaining. Beautifully home in excellent condition, this loft is move-in ready! Enter the loft via a long wide gallery, perfect for a chic dining area that could accommodate a table for 12 or more with plenty of elbow room, beyond which the bright wide open living space beckons. The living area is simply stunning, an open corner space with seven huge windows facing west overlooking the greenery and fountain of City Hall Park against the backdrop of an architecturally significant cityscape, including the Woolworth Building, the Jenga Building and of course City Hall. Flooded with sun all day and magical with the twinkling city lights at night, Wow! There is plenty of space for a large living room plus a casual den to accommodate every electronic device on your tech wish list. The living area includes a spectacular chef’s kitchen with a massive island for casual dining and serving culinary creations and luscious libations, truly an entertainer’s dream. Professional appliances, sleek custom white cabinetry, stone countertops and a chic glass backsplash make this space both beautiful and practical. The oversized primary features abundant closet space and an en suite bath stylishly outfitted with mosaic tile and a walk-in shower. With plenty of room to accommodate a king bed plus a desk and other furnishings, this is the perfect bedroom to unwind relax. A second bedroom is the perfect guest room or home office. Accessed from a spiral staircase, a mezzanine above the gallery and guest bedroom adds even more flexibility, which you might use for additional sleeping spaces gym or more. OR, the mezzanine could be removed to expand the open feeling of the loft. With such architectural features as huge columns, beamed ceilings and gorgeous wood floors, you know you are in an authentic loft – the real deal, not some wannabe new construction or faux retrofit. Built in 1886, the Potter Building is an architecturally distinctive early NYC skyscraper, with a gorgeous Queen Ann influenced facade featuring ornate red brick, terracotta and a distinctive corner turret. Amenities include a beautiful roof deck, video security and basement storage. Washer/Dryer too!

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
90
BikeBiker's Paradise

Schools

9/10
Spruce Street SchoolGrades PK-80.0 mi
4/10
8/10
Jhs 104 Simon BaruchGrades 6-82.2 mi

Construction

Condition

  • Year built: 1886

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,813
  • Total interior livable area: 1,813 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City,Park/Greenbelt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Hurricane
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$452$5,424
Property Taxes $1,357$16,284
Electricity $299$3,595
Total$13,712$164,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$470,125/yr
40% on housing$411,360/yr
45% on housing$365,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,266This listing

vs Other Active Listings

Avg $/sqft

ZIP 10038$1,275
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10038$1,179
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$2,295,000

For Sale by Agent

AgentAnn Marie Folan
BrokerageDouglas Elliman

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