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263 Rock Bridge Dr, Ringgold, GA, 30736

2beds
2baths
1,000sqft
$295,000
$295price/sqft
$2,037/moest. monthly cost
$81,480/yrincome needed

About This Home

USDA 100% FINANCING AVAILABLE!!!! NEW CONSTRUCTION. Rock Bridge Subdivision located just off of Wooten Rd in Ringgold, GA in Catoosa County. One level 2 bedroom, 2 full bathroom home with a single car garage. Soft close cabinets, granite counter tops, tile primary shower, led primary mirror, spray foam insulation, large private deck, minimal yard maintenance and no carpet! All conveniently located to shopping, restaurants, medical offices and close commute to the TN. Depending on the phase of construction at the time of contract will dictate any buyer colors selections available.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
8/10
Ringgold Middle SchoolGrades 6-84.4 mi
6/10
Ringgold High SchoolGrades 9-124.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Water Heater
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Granite Counters,High Ceilings,Low Flow Plumbing Fixtures,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Separate Shower,Tub/shower Combo
  • Window features: Low-Emissivity Windows,Vinyl Frames
  • Flooring: Other,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Insert
  • Fireplace: Yes
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Central,Ceiling
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 0020l056

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
  • Exterior features: Rain Gutters

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Split Possible
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$175$2,100
Property Taxes $152$1,824
Electricity $219$2,637
Total$2,037$24,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,840/yr
40% on housing$61,110/yr
45% on housing$54,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$295,000

New Construction

AgentTracy Lee
BrokerageElite Realtors LLC

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