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4471 Cth N #P, Rhinelander, WI, 54501

3beds
2baths
1,920sqft
$519,900
$271price/sqft
$3,389/moest. monthly cost
$135,560/yrincome needed

About This Home

This year-round 3-bedroom, 2-bath home is located on a crystal-clear sand frontage lake. The home has been tastefully finished with Northwoods style. Family gathering areas and bedrooms are ample size. This Northwoods home has beautiful views to the water with close proximity to level shoreline. Enjoy morning coffee on the porch overlooking the lake or spend evenings by the outside fire-pit. The lake offers swimming, fishing and electric or non-motor water sports. This home offers the opportunity to move right in and start enjoying all that the Northwoods offers as the home has been well maintained and is MOVE IN READY. Buyer to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Pelican Elementary SchoolGrades PK-51.0 mi
5/10
6/10
Rhinelander High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Other,Poured
  • Roof: Metal
  • Construction materials: Composite Siding,Frame,Masonite,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First
  • Dimensions: 10x16

Bedroom

  • Level: Second
  • Dimensions: 9x11

Bedroom

  • Level: Second
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Entry Foyer

  • Level: Second
  • Dimensions: 11x20

Features

  • Cathedral Ceiling(s),High Ceilings,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: First
  • Dimensions: 12x16

Living Room

  • Level: First
  • Dimensions: 12x24

Loft

  • Level: Second
  • Dimensions: 9x12

Screened Porch

  • Level: Second
  • Dimensions: 16x16

Property

Details

  • Parcel number: PE1219
  • Zoning description: General Use

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Dock,Landscaping,Patio,Gravel Driveway
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Lake Front
  • Waterbody name: CLEAR
  • Frontage type: Lakefront
  • Frontage length: 209,209

Lot

  • Lot size: 0.51 Acres
  • Features: Lake Front,Level,Wooded

Parking

  • Parking features: No Garage,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$218$2,616
Property Taxes $363$4,356
Electricity $180$2,165
Total$3,389$40,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,194/yr
40% on housing$101,670/yr
45% on housing$90,373/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 54501$142
Oneida County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 54501
Oneida County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$519,900
2026-05-18Listed for sale$549,900

For Sale by Agent

AgentDEBORAH MANN
BrokerageSHOREWEST - RHINELANDER

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