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144 Spencer Road, Colebrook, NH, 03576

1beds
1baths
829sqft
$175,000
$211price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

Escape to the North Country with this comfortable camp tucked away on 15 +/- private acres offering beautiful mountain views and direct access to the snowmobile trail system. Enjoy a spacious yard perfect for gatherings and plenty of space for vehicles and trailers, plus a fenced area for your dog. The property offers 3 season access with a vehicle; winter access is by snowmobile. Inside, the bright and open cottage features high ceilings that create an airy feel throughout. The layout includes a private bedroom, additional sleeping area off the living room and a small loft for extra guests. The kitchen offers includes a gas refrigerator and gas cooktop. Being sold furnished, this camp is ready for you to start enjoying right away. Relax on the wraparound covered porch while taking in the peaceful mountain views or grilling with family and friends. A generator setup powers the camp, and water is supplied from a nearby year-round spring shared by neighboring camp owners. Whether you are looking for a recreational getaway or a cozy retreat to enjoy the outdoors; this property is ready for your next adventure. Seasonal snowmobile trailer parking offered a short distance away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame,Wood Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 829

Heating & Cooling

  • Heating features: Wood,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 829
  • Total interior livable area: 829 sqft

Property

Details

  • Zoning description: Planning Board

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage length: Road frontage: 445

Lot

  • Lot size: 15 Acres
  • Features: Country Setting,Level,Open Lot,Recreational,Rolling Slope,Secluded,Sloped,Trail/Near Trail,Wooded,Near Snowmobile Trails,Rural

Parking

  • Parking features: Dirt,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Inland Flooding
Winter Weather
Landslide
Lightning

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $61$732
Property Taxes $239$2,868
Electricity $283$3,398
Total$1,467$17,604

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 03576$122
Coos County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 03576$170
Coos County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$175,000
2026-05-18Listed for sale$189,000

For Sale by Agent

AgentKristie P Champagne
BrokerageRaymond E. Davis Real Estate

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