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564 Stearn Dr #564, Genoa, IL, 60135

2beds
2baths
1,700sqft
$414,900
$244price/sqft
$3,214/moest. monthly cost
$128,560/yrincome needed

About This Home

NEW FLOOR PLANS IN THE RIVERBEND 55+ LIFESTYLE COMMUNITY! Our Bluebell floor plan offers 1,700 sq. ft. of thoughtfully designed living space and embodies the values of humility, gratitude, and constancy. This home showcases many recognizable features consistent with Grainger's tried-and-true design staples while providing a more intimate feel. High-end standard features include Andersen windows, oversized base trim and window casings, an all-brick exterior, quartz countertops, premium Brakur Custom Cabinetry, crown molding in the primary bedroom, and a spa-like walk-in shower with a teak seat and corner shelves. Riverbend is a 55+ lifestyle clubhouse community featuring a 6,500 sq. ft. clubhouse with indoor pickleball, a large clubroom, a fitness center and yoga studio, a fireside screened-in patio, and a billiards room complete with indoor shuffleboard and darts. The outdoor space includes a botanical garden, pickleball, bocce ball, and two shuffle board courts. Plus, a dedicated lifestyle coordinator organizes weekly activities to keep the fun going! Pictures are of a recently built Bluebell home. Images are for design inspiration and may include features that are not standard.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Genoa Elementary SchoolGrades 3-51.4 mi
7/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick

Other

  • Builder model: Bluebell

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 18X8

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 352
  • Dimensions: 22X16

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Curbless/Roll in Shower,Shower Only)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Office

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Hall Width 36 Inches or More,Lever Door Handles,Bath Grab Bars,Roll-In Shower,Wheelchair Accessible,Disability Access

Details

  • Parcel number: 0225278030
  • Special condition: None

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Tandem,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Drought

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$213$2,556
Property Taxes $774$9,288
Electricity $130$1,569
Total$3,214$38,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,194/yr
40% on housing$96,420/yr
45% on housing$85,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 60135$182
DeKalb County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 60135$191
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$414,900

New Construction

AgentBrian Grainger
BrokerageO'Neil Property Group, LLC

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