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2482 Clearwater Lake Trl, Eagle River, WI, 54521

5beds
4baths
3,666sqft
$2,195,000
$599price/sqft
$13,995/moest. monthly cost
$559,800/yrincome needed

About This Home

Brand new construction on the shores of Clearwater Lake offering stunning lake views, quality finishes, and access to one of the Northwoods’ most unique private developments. This spacious 5BR/4BA home features cathedral ceilings, engineered wood floors, and a dramatic floor-to-ceiling stone fireplace that anchors the open-concept living area. The kitchen is designed for entertaining with solid surface countertops, abundant cabinetry, and a huge center island. The main level includes a lakeside primary suite, while the upper level offers 2 additional bedrooms and a bonus room. The walkout lower level features 2 more bedrooms, a large family room, and an additional bonus space ideal for guests, recreation, or a home office. Enjoy beautiful lake views from the expansive lakeside deck and access to 150’ of sand frontage. An attached 2-car garage provides added convenience and storage. Located within the private Clearwater Lake development between Eagle River and Three Lakes, owners enjoy access to over 700 acres of common area. Clearwater Lake spans 358 acres with exceptional water clarity, depths up to 48’, and outstanding fishing opportunities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
8/10
5/10
Three Lakes High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Composition,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom

  • Level: Basement

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second
  • Dimensions: 11x12'2

Bedroom

  • Level: Basement
  • Dimensions: 13'1x11'4

Bedroom

  • Level: Second
  • Dimensions: 11x13'8

Bedroom

  • Level: Basement
  • Dimensions: 13'9x11'3

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 27'5x9'10

Family Room

  • Level: Basement
  • Dimensions: 20'3x22'4

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Bath in Primary Bedroom,Main Level Primary,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Attic: Scuttle
  • Finished area below ground: 1,302
  • Finished area above ground: 2,364

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,666
  • Total interior livable area: 3,666 sqft

Kitchen

  • Level: First
  • Dimensions: 16'1x23

Laundry

  • Level: First
  • Dimensions: 5'8x7'9

Living Room

  • Level: First
  • Dimensions: 23x15'11

Master Bathroom

  • Level: First
  • Dimensions: 6'4x13'2

Master Bedroom

  • Level: First
  • Dimensions: 13'10x16'10

Other

  • Level: First
  • Dimensions: 6'3x7'5

Other

  • Level: Basement
  • Dimensions: 11'10x13'1

Property

Details

  • Parcel number: 0360137300000
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Paved Driveway
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Lake Front
  • Waterbody name: CLEARWATER
  • Frontage type: Lakefront
  • Frontage length: 150,150

Lot

  • Lot size: 1.42 Acres
  • Features: Lake Front,Level,Private,Secluded,Sloped,Wooded
  • Lot size dimensions: 151 x 400

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Driveway,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$1,016$12,192
Property Taxes $1,536$18,432
Electricity $344$4,133
Total$13,995$167,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$479,828/yr
40% on housing$419,850/yr
45% on housing$373,200/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$599This listing

vs Other Active Listings

Avg $/sqft

ZIP 54521$245
Oneida County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 54521
Oneida County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$2,095,000
2026-07-20Price change$2,195,000
2026-06-17Price change$2,295,000
2026-05-19Listed for sale$2,395,000

For Sale by Agent

AgentADAM GOHLKE
BrokerageGOLD BAR REALTY

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