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107 Bowers St #1R-101, Jersey City, NJ, 07307

2beds
1baths
975sqft
$495,000
$508price/sqft
$3,442/moest. monthly cost
$137,680/yrincome needed

About This Home

Why these sellers bought this home: they immediately fell in love with the spacious formal dining room, the abundance of windows bringing in incredible natural light from every side, and the exceptional amount of storage throughout the home. Beautifully updated 2-bedroom condo featuring high ceilings, exposed brick, original moldings, hardwood floors, ceiling fans, and custom built-in bookcases. Large windows on every side fill the home with natural light, while the spacious formal dining room offers the perfect setting for entertaining. The oversized kitchen provides ample cabinet and storage space. Storage is truly exceptional throughout, including two double closets with interior lighting in the primary bedroom, a double closet with interior lighting in the second bedroom, a linen closet, coat closet, additional bathroom storage, and designated basement storage space. Additional amenities include a shared outdoor yard and shared laundry. Ideally located for commuters, with NYC bus service on the corner, a 5-minute walk to Riverview-Fisk Park, and an 8-minute walk to the Light Rail with easy access to Hoboken. A municipal parking lot is conveniently located adjacent to the building.

Getting Around

97
WalkingWalker's Paradise
72
TransitExcellent Transit
76
BikeVery Bikeable

Schools

6/10
Christa McAuliffe SchoolGrades PK-80.1 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Radiators,Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Property

Details

  • Exclusions: All personal property.

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$104$1,248
Property Taxes $643$7,716
Electricity $193$2,318
Total$3,442$41,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,011/yr
40% on housing$103,260/yr
45% on housing$91,786/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$512
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$495,000
2026-06-09Listing removed$495,000
2026-05-19Listed for sale$495,000

For Sale by Agent

AgentSHAYE C LASTRA
BrokerageSERHANT NEW JERSEY LLC

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