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149 Willow Way, Chama, NM, 87520

2beds
1baths
2,015sqft
$739,000
$367price/sqft
$4,801/moest. monthly cost
$192,040/yrincome needed

About This Home

Have you dreamed of living in the Northern New Mexico Mountains? This is a must see. Custom Built Barndominium, One Owner. This is a 2 Bedroom, 1 Full Bath, over 2000 square feet. The guest bedroom currently has 3 queen size beds, and can sleep 6 guests. Open concept Living space with lots of room to host your family and friends for long weekends in the Mountains. Cozy up next to the wood burning stove during those chilly winter nights. Or step out on the amazing 16 x 50 back porch and enjoy the nice cool mornings with coffee and the incredible sunrises. The back porch also has a designated cooking area. The view never fails! Surrounded by your own 36 plus acres, the canyon in which the home is nestled provides gorgeous sunrises, amazing sunsets, and a little seclusion! Bring your horses!! Lots of room to roam! There is a 32x14 Hay Barn, 6 Covered Horse Stalls, and a Tack Shed. As well as an 216x140 arena that is currently setup for Team Roping with a catch pen. This property also has a 576 sq. ft. Workshop and 32x24 Carport, tall enough to put your tractor or horse trailers under. If you have family or friends wanting to bring their campers, well there are 4 30 amp RV hookups with water. Along with other storage sheds to store all of your outdoor toys! The pasture is fully fenced and then crossed fence. Large fenced back yard for your four legged friends. Lots of parking for your tractors and trailers, as well as a round about driveway for easy access. This is a MUST SEE!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Chama Elementary SchoolGrades PK-55.2 mi
6/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Pitched
  • Construction materials: Metal Frame,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace,Walk-In Closet(s)
  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric,Wood Stove

Interior Area

  • Total structure area: 2,015
  • Total interior livable area: 2,015 sqft

Property

Details

  • Parcel number: R031889 and R039729

Features

  • Patio & porch: Covered,Patio,Patio Covered
  • Exterior features: Horses Allowed,Outdoor Kitchen,RV Hookup,Covered,Deck
  • Fencing: Back Yard
  • Topography of land: Back Yard, Pipe, Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 36.56 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Drought
Landslide

FEMA Declared Disasters in Rio Arriba County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$782$9,384
Property Taxes $135$1,620
Electricity $148$1,780
Total$4,801$57,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,605/yr
40% on housing$144,030/yr
45% on housing$128,026/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 87520$285
Rio Arriba County$708

vs Homes Sold Last Month

Median $/sqft

ZIP 87520$114
Rio Arriba County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$739,000
2026-05-19Listed for sale$789,000

For Sale by Agent

AgentKimberly Hise
BrokerageRooted Realty Co.

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