See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

360 Watervliet Shaker Road, Watervliet, NY, 12189

4beds
3baths
2,429sqft
$779,900
$321price/sqft
$5,717/moest. monthly cost
$228,680/yrincome needed

About This Home

PREMIUM NORTH COLONIE HOMESITE NOW AVAILABLE by Keystone Homes! SPEC home at foundation. Sought after, Prime and convenient Colonie location. Hoover model, 4 bed, 2.5 bath, spacious, contemporary floor plan with 2 story foyer and 2 story family rm. Amenities include Hardwood floors, ceramic tile baths, 9' first floor ceilings, Maple cabinetry, Granite/quartz kitchen countertops, Cultured stone accents, Gas FP, SS appliances, and more. Many floor plans to choose from. Public water and sewer. N. Colonie Schools. Photos are examples of finishes.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Blue Creek SchoolGrades K-51.1 mi
8/10
8/10
Shaker High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Hoover

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • High Speed Internet,Solid Surface Counters,Walk-In Closet(s),Eat-in Kitchen
  • Door features: Sliding Doors
  • Flooring: Vinyl,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,429

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,429
  • Total interior livable area: 2,429 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 012689 32.321
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Front Porch
  • Exterior features: Lighting

Lot

  • Lot size: 0.54 Acres
  • Features: Level,Sprinklers In Front,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,943$47,316
Home Insurance *$269$3,228
Property Taxes $1,104$13,248
Electricity $401$4,816
Total$5,717$68,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,011/yr
40% on housing$171,510/yr
45% on housing$152,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 12189$157
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12189$216
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$779,900

New Construction

AgentJohn W Mesko
BrokerageColdwell Banker Prime Properties

Similar Homes