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39 W Captain Fritz Way, Freeport, FL, 32439

4beds
4baths
2,397sqft
$799,000
$333price/sqft
$4,930/moest. monthly cost
$197,200/yrincome needed

About This Home

Tucked within the gated bayfront community of Steamboat Landing at Hammock Bay, this thoughtfully designed, CUSTOM, single-level residence offers an exceptional combination of privacy, functionality, and indoor-outdoor living. Positioned on a large homesite backing to a serene wooded buffer, the property enjoys a peaceful setting with a spacious fenced backyard designed for both entertaining and everyday enjoyment. Beautiful landscaping and a welcoming approach set the tone upon arrival, while the attached two-car garage and well-planned layout provide effortless convenience. The expansive backyard is a standout feature, complete with a large paver patio and grilling area, dedicated fire pit space, and an oversized screened porch with ample room for both dining and lounging, all overlooking the private natural backdrop. Inside, the home's flowing floor plan was designed with both comfort and connection in mind. A welcoming foyer opens into the spacious living room, anchored by a built-in brick fireplace, before seamlessly transitioning into the dining area and stunning kitchen beyond. The kitchen serves as the heart of the home with a large center island, gas range, range hood with natural wood accents, neutral tile backsplash, and an oversized walk-in pantry. Large windows throughout the living, dining, and kitchen spaces create a bright and inviting atmosphere while offering uninterrupted views of the backyard and wooded surroundings. Positioned at the rear of the home for maximum privacy, the primary suite overlooks the backyard and wooded buffer and features dual vanities, a walk-in shower, and a spacious walk-in closet. Two additional guest bedrooms each include walk-in closets and share a Jack-and-Jill style bathroom, while a separate powder bath adds convenience for visitors. Privately situated off the kitchen, a mudroom hallway and laundry area connect to a secluded fourth bedroom featuring its own ensuite bath and generous walk-in closet, ideal for guests or multigenerational living. Residents of Steamboat Landing at Hammock Bay enjoy an amenity-rich lifestyle with access to the expansive community offerings. Steamboat Landing provides a more intimate bayfront setting complete with a waterfront clubhouse, dock, and picturesque walking trails shaded by mature oak trees. Hammock Bay further enhances the lifestyle experience with multiple pools including two zero-entry resort-style pools, a traditional lap and recreation pool, a state-of-the-art 10,000-square-foot fitness center, more than 12 miles of trails and bike paths, playgrounds, lighted pickleball and tennis courts, and a basketball court, the popular Props Brewery, and a community amphitheater.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeport Middle SchoolGrades 5-82.8 mi
8/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Siding Brick Some,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Electric Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: First
  • Area: 168.141
  • Dimensions: 13.67 x 12.3

Bedroom

  • Level: First
  • Area: 161.2525
  • Dimensions: 13.25 x 12.17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Kitchen Island,Recessed Lighting,Pantry,Woodwork Painted
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,397
  • Total interior livable area: 2,397 sqft

Kitchen

  • Level: First
  • Area: 177.19
  • Dimensions: 11.75 x 15.08

Living Room

  • Level: First
  • Area: 391.4556
  • Dimensions: 18.58 x 21.08

Master Bedroom

  • Level: First
  • Area: 203.7
  • Dimensions: 13.58 x 15

Screened Porch

  • Level: First
  • Area: 312.55
  • Dimensions: 23.5 x 13.3

Property

Details

  • Parcel number: 301S19230200000290
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Private Yard,Sprinkler System,Rain Gutters
  • On waterfront: Yes

Lot

  • Lot size: 0.32 Acres
  • Features: Covenants,Curb & Gutter,See Remarks,Sidewalk,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 80' x 170'

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$323$3,876
Property Taxes $326$3,912
Electricity $241$2,894
Total$4,930$59,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,028/yr
40% on housing$147,900/yr
45% on housing$131,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$250
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$799,000
2026-05-19Listed for sale$849,900

For Sale by Agent

AgentJoiner Group
BrokerageScenic Sotheby's International Realty

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