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14 Indigo Ln #A, Ottawa, IL, 61350

3beds
4baths
2,175sqft
$675,000
$310price/sqft
$5,109/moest. monthly cost
$204,360/yrincome needed

About This Home

Discover elevated resort-style living in the newly constructed Manara duplexes at Heritage Harbor, a vibrant marina resort community located just 90 minutes from Chicago. This residence is one of four newly constructed Manara residences currently being offered, featuring a thoughtfully designed 2-story attached layout with approximately 2,175 sq. ft., 3 bedrooms, 3.5 bathrooms, and an attached 1-car garage. Designed with both comfort and low-maintenance ownership in mind, the home features upgraded materials and designer finishes throughout, including an open-concept main living area with impressive 10-foot ceilings, custom built-ins, abundant natural light, and seamless flow between the living, dining, and gourmet kitchen spaces. The kitchen is appointed with custom cabinetry, stainless steel appliances, a walk-in pantry, and upscale finishes ideal for entertaining after a day on the water or around the resort. Upstairs, 9-foot ceilings create a spacious feel throughout all three bedrooms, each offering its own private ensuite bath for exceptional comfort and privacy, while the primary suite includes dual vanities, a separate soaking tub, and walk-in shower. A second-floor laundry room adds convenience for everyday living and weekend getaways alike. Heritage Harbor is known for its walkability, active social atmosphere, marina lifestyle, dining, trails, green spaces, and year-round recreational amenities, creating an ownership experience that feels more like a vacation retreat than a traditional neighborhood. No restrictions on short-term or long-term rentals provide flexibility for personal enjoyment, investment potential, or both, with onsite property management available. Upgraded construction materials and a 1-year builder warranty are included for additional peace of mind. For complete details regarding this residence, availability within the Manara duplex collection, or to explore additional real estate opportunities throughout Heritage Harbor, contact the resort developer's onsite sales team at Heritage Select Realty.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Rutland Elementary SchoolGrades PK-84.8 mi
3/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Other,Fiber Cement,Fl Brick/Stn Veneer

Other

  • Builder model: Manara

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom3

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Laundry

  • Level: Second
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Level: Main
  • Area: 399
  • Dimensions: 19X21

Master Bedroom

  • Features: Bathroom (Full,Tub & Separate Shwr)
  • Level: Second
  • Area: 224
  • Dimensions: 14X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1544315001
  • Special condition: Home Warranty

Features

  • Has view: Yes
  • View description: Back of Property,Front of Property
  • Has water view: Yes
  • Water view: Back of Property,Front of Property
  • On waterfront: Yes

Lot

  • Lot size: 4,081 sqft
  • Features: Corner Lot
  • Lot size dimensions: 53x77x53x77

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$461$5,532
Property Taxes $1,068$12,816
Electricity $167$2,007
Total$5,109$61,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,165/yr
40% on housing$153,270/yr
45% on housing$136,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$183
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-19Listed for sale$675,000

New Construction

AgentJacob Valle
BrokerageHeritage Select Realty

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