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143-145 W Main St, Ridgway, PA, 15853

--beds
--baths
2,357.5sqft
$79,000
$34price/sqft
$929/moest. monthly cost
$37,160/yrincome needed

About This Home

Investment opportunity featuring a two-story duplex with both units currently rented. The upper unit offers 1 bedrooms and 1 full bath, 2 rooms in the attic for additional storage. While the lower unit also includes 2 bedrooms and 1 full bath. Call today for details.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
6/10
Ridgway Area High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,886

Interior Area

  • Total structure area: 2,357
  • Total interior livable area: 2,357 sqft

Property

Details

  • Zoning: Other

Features

  • Levels: 2 Story
  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 24 x 180

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$197$2,364
Property Taxes $75$900
Electricity $258$3,103
Total$929$11,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,851/yr
40% on housing$27,870/yr
45% on housing$24,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 15853$96
Elk County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 15853$10
Elk County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Price change$79,000
2026-05-29Price change$89,000
2026-05-19Listed for sale$101,000

For Sale by Agent

AgentGale O'Neill
BrokerageElk County Real Estate

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