100 Garfield Ave, Endicott, NY, 13760
About This Home
Offered for sale is a mixed use value-add investment property located at 100 Garfield Avenue. The property consists of 4 apartments in the main residential building and 3 commercial spaces in the adjoining commercial building, offering a balanced mix of residential and retail income. All 4 apartments are currently rented, along with 1 of the 3 commercial spaces, providing existing cash flow with additional upside through lease up of the remaining commercial vacancies. Garfield Ave directly connects to Washington Ave, placing the property near one of Endicott’s primary commercial corridors with convenient access to surrounding businesses, restaurants, and services. Built in 1983 and serviced by public utilities, the property is located within the Central Business District zoning, allowing flexibility for a variety of commercial, residential, or mixed use opportunities. Opportunity Zone and HUBZone designations further enhance the investment appeal positioned for continued growth.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Basement
- Construction materials: Block,Concrete
Type & Style
- Home type: MultiFamily
- Architectural style: Multi-Family
- Property subType: Quadruplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 7
Features
- Flooring: Carpet,Tile
- Finished area above ground: 4,926
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total interior livable area: 4,926 sqft
Property
Details
- Parcel number: 03460115700600090350000000
- Zoning: CBD
- Zoning description: CBD
Features
- Exterior features: Mature Trees/Landscape
Lot
- Lot size: 4,356 sqft
- Features: Level
- Lot size dimensions: 50 x 84
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $543 | $6,516 |
| Electricity | $814 | $9,768 |
| Total | $2,980 | $35,760 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $294,900 |
| 2026-06-09 | Price change | $299,000 |
| 2026-05-19 | Listed for sale | $310,000 |
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