1008 Mirador Ter, Pacifica, CA, 94044
About This Home
Perched on the hill overlooking the Pacific Ocean, this brand-new custom residence offers sweeping ocean views from every level and is just minutes walking distance to the Pacific Ocean. Ideally located only 15 minutes from San Francisco, the home combines elevated coastal living with everyday convenience. Featuring 5 bedrooms, 4 bathrooms, and approximately 2,737 square feet, the thoughtfully designed open floor plan showcases 9-foot ceilings throughout, expansive windows letting in natural light and highlighting ocean vistas with seamless indoor-outdoor flow. Designed with high-end appliances and custom details throughout, this turn key home blends modern coastal design with exceptional craftsmanship. The flexible layout also offers a potential double primary bedroom configuration or approved ADU conversion opportunity. Rarely does a new construction home offer this level of views, location, versatility, and overall quality all in one package.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: RolledHotMop, Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Range Hood,Microwave,Electric Oven/Range,Refrigerator,Wine Refrigerator,Washer/Dryer
Bathroom
- Features: DoubleSinks, FullonGroundFloor, PrimaryOversizedTub
Bedroom
- Features: GroundFloorBedroom, PrimarySuiteRetreat2plus, WalkinCloset, PrimaryBedroom2plus
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- High Ceilings,Walk-In Closet(s)
- Flooring: Wood
- Number of fireplaces: 1
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,737
- Total interior livable area: 2,737 sqft
Kitchen
- Features: ExhaustFan, Island
Property
Details
- Parcel number: 016092030
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Balcony/Patio,Deck
- Exterior features: Back Yard
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 4,000 sqft
- Features: Hillside
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,097 | $169,164 |
| Home Insurance * | $337 | $4,044 |
| Property Taxes | $1,463 | $17,556 |
| Electricity | $586 | $7,042 |
| Total | $16,483 | $197,796 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $2,788,000 |
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